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Welcome to CHIRA® USA Financial Services, LLC.
What are the basic steps involved in a CHIRA®?

First, you and the charity initiate the underwriting process with an approved insurer and agent. Second, you initiate a tax-free rollover to an approved self-directed IRA custodian .Third, you direct your IRA custodian to transfer the funds to charity and charity signs a promissory note in favor of your IRA. Fourth, the charity purchases the insurance policy and assigns that portion of the death benefit equal to the outstanding loan to your IRA. Fifth, annual interest payments are made by the charity to your IRA. Sixth, upon your death, the insurance company repays your IRA for the outstanding loan balance and charity receives any excess.
 
How can I start a CHIRA®?

Considering the volatility in the stock market and the dire need of charities for financial assistance, the CHIRA® program is a plan whose time has come. The enormous capital held in IRAs can be directed to change your community and your world. And, it doesn’t require that your heirs lose. You can accomplish both objectives.

Contact your CHIRA® agent today!

 
IRA Gifting Comparison
 
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Important Press Releases

ING Life Companies’ Insurance Products available in CHIRA® Plan 
December 17, 2008
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GTBK Marketing Unauthorized Promoter of CHIRA® Plan
August 19, 2008
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Delaney receives PLR for his CHIRA®- Microfinancing Fundraising Strategy for Charities.
Dec 01, 2007
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Disclaimer

The CHIRA® program (patent pending), copyrights and trademarks are the intellectual property of CHIRA® USA, LLC. All rights reserved. The information set forth herein does not constitute an offer to sell or a request to buy any particular investment. Any particular charitable investment contemplated by the CHIRA® should be read carefully regarding any possible risks before investing. Consult your financial advisor or tax consultant regarding tax and charitable advantages. CHIRA®USA, LLC and CHIRA® USA Financial Services, LLC reserves the right to pursue any infringer,including insurers, agents, custodians and charities, of intellectual property rights to the fullest extent of the law and in their sole discretion. All insurance products related to the CHIRA® program are marketed exclusively through CHIRA®USA Financial Services, LLC. Registered agents of CHIRA® USA Financial Services, LLC are not remunerated as a result of the issuance of the promissory note or providing investment advice related to the self-directed IRA or the note issued therefrom.  PLR 200741016.
Deo Gratias